SONYA HARNESS v. JOHN MANSFIELD ET AL. - Articles

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SONYA HARNESS v. JOHN MANSFIELD ET AL.

Posted by: Azya Thornton on Apr 30, 2025

Court: TN Court of Appeals

Attorneys 1: Vic Pryor, Jacksboro, Tennessee, for the appellant, Sonya Harness.

Attorneys 2: E. Jason Ferrell and Hannah J. Leifel, Nashville, Tennessee, for the appellee, The Cincinnati Insurance Company.

Judge(s): MCBRAYER

A home health nurse was injured in an automobile accident while driving her vehicle in connection with her employment. She later sought uninsured motorist benefits under a business automobile liability policy issued to her employer. Arguing that the uninsured motorist coverage in the business policy did not apply to the employee’s accident, the insurance carrier moved for summary judgment. The trial court granted the carrier’s motion. We conclude that the business policy unambiguously limited uninsured motorist coverage to specifically listed automobiles. Because the nurse’s vehicle was not listed, the uninsured motorist coverage in the business policy did not apply. We further conclude that this policy limitation does not contravene our uninsured motorist statutes. So we affirm the grant of summary judgment.

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